How long does it take for a check to be activated in a debit card?

This is my first time getting a debit card and it is a high school checkings account and i need help understanding how it works. I don't want to go into overdraft and I deposited my pay check from work on friday the 12 do you think that if I bought something now i would go into overdraft because i only have 15 dollars left in the card before i deposited my pay check. Today is Monday the 15 of august please help!|||Some banks will give the date the money is made available on the receipt they give you when you make the deposit. Setting up an online account is important so that you can stay on top of your finances and more importantly make sure that there is no fraudulent activity. Debit cards have less protection than credit cards when information is stolen. If you are worried about overdrawing your account you should check to see if your bank will link a savings account that will automatically withdraw from that account when your funds in the checking have gone too low. Of course you will have to fund that account but you should get in the habit of putting something away for savings. Later in life when you are out on your own the habit of savings will help you stay out of trouble in the credit world if that savings is kept for emergencies.|||Do you have online access to your checking account? If so, go look at it and see what your AVAILABLE balance is. If your work check has not cleared yet, then you can not spend more than the $15 you had on the card. The card will either be declined or, they will let it go through but charge you a fee. That fee could be as much as $35. Not worth waiting until your check clears your bank account.





If you do not have online banking, call the # on the back of the card and do a balance inquiry. Make sure you ONLY pay attention to what they say your AVAILABLE balance is! Pending balances cannot be used to pay for things until they clear! This is how a lot of people get into trouble with their bank account and overdraft.|||Just call or llike the other person said check online. It should tell you, your balance and available balance. don't spend money until you're sure the check has gone through.