Thursday, December 15, 2011

What are the advantages and disadvantages of getting a debit card?

i'm 18, and i recently started my first job. tomorrow i'm going to get a checking account at a credit union and i'm considering getting a debit card. do they charge for them? should i get one? i'm still a little confused on how all that stuff works.|||Credit unions (none that I know) charge for debit cards


Just be careful to make sure you never spend more than what you have in your account. Overdraft fees are nasty (even at credit unions). Keep at least 2 weeks pay as minimum in that checking account


Don't be surprised if they require you to open a savings account to have a checking.


They may require you deposit $25 to start off the savings account with|||things like fees and terms of use for a debit card can vary with each bank, you should ask your banker when you apply for an account|||You should compare misc debit card offers online and select a good ones for you here - virtualcards.10xl.net

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