Monday, December 12, 2011

Whats the difference between balance and available balance on a debit card?

nah it a debit card with alliance and leicester|||Available balance is your actual balance minus any pending transactions or pending holds. You probably have a transaction that hasn't posted yet.|||your right usually its because you have spent money in some way, but it could also be because your bank will only allow you to use a certain amount each day. You can call and ask if you have some sort of limit on your account, or if they put a hold on it for "security reasons" they say that sometimes when they don't know why something happened. haha|||available is all that you have in there so don't go over that amount. balance is waiting on a transaction that hasn't gone through yet.pending transactions=balance while available is the true amount left to be used.|||If you called me and asked that general question, the answer would be debit card transactions outstanding or a deposit that has not been made fully available yet.





Just a question, why didn't you call your Bank?|||first of all, is it a credit card? because if it is then the balance is what you owe and available balance is what u can use or spend|||may be a check u deposited that hasnt cleared yet and isnt available or a debit card may still be on hold.

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