My visa debit card says it's active. First time to use it, no money. What do I need to do to make a purchase in a store?|||Your debit card should be synchronized with an account of some sort. Depending on the type of card you have and the account associated with it you will be able to use those funds. Generally it takes a 3-4 day processing period from the activation of the card for it to be usable, something of an industry hold that is placed to give them time to verify the funds.
Be sure you are referring to a debit card, and not a deposit card, or secured card of some sort. In these cases you will literally have to deposit funds with the card companies reserve account for you to be able to use it. In this way you effectively 'secure' the account.
If it is a traditional debit card you are referring, then I would give them 48 hours after activation and call them if you still cannot create transactions!|||Okay.... there are 2 types of debit cards, those linked to a bank account, and the "reloadable" ones.
If you are using one linked to a bank account, then you put money in your bank account. The card is just a way to draw money out of your bank without having to write a check. Debit cards are also called "check cards" for this reason. Everytime you use it, you have that much less money in your bank account.
The other one is reloadable. To put money on these cards you need to go to the place where you bought the card, and hand them money to put on the card. The card will then be worth that amount of money. Every time you use the card, it will subtract from the amount of money you put on the card.
I hope this didn't answer your question, because that means you thought a debit card was a credit card... and please don't get a credit card. I'm afraid you don't understand a thing about them yet.
A debit card is simply a way of carrying cash around without carrying cash around. It is an electronic cash transferance.
A credit card is a means of spending future cash. It puts you in debt for that amount, and it must be paid off monthly. If it is not paid in full at the end of the month, you have to pay EXTRA money, in addition to the money you spent! If you don't give them money every month, then you can't even get a job. People run credit reports before they hire you. If your credit is bad many good jobs you are qualified for will not hire you. Also you won't be able to borrow money to get a house or a car. Owing credit cards makes you a slave to them, since they take the money you owe them, and extra money every month. Many people work just to pay the credit cards the extra money, and they simply can't get the card paid off... they can only afford the extra money they owe for decades. And people who could otherwise have good productive lives, owning new cars, a house, having a good job, may be denied all of these things because they went into debt on their credit cards as teenagers. It has happened to many people I know. Recently the credit cards have gotten worse about it to. People who owed them an extra amount of $300 a month (the monthly cost of a new economy car) now have to pay $1000 a month of extra cost (known as APR). This is the monthly cost of a new house. And this money doesn't even pay down the debt!!! It is just the penalty for having borrowed money from the credit card in the first place.
Again, maybe I misunderstood your question... is it a reloadable card or a bank card?|||First, get four guys. Now give them all clown masks. Have one guy circumvent the alarm system, have the next guy crack the safe, have another guy to help you manage the crowd and bag the money and, finally have one guy drive in the schoolbus.
Important: Make sure each guy is killed after he performs his specific function.|||i try to write the answers your problem in my blog http://www.mystructuredsettlement.co.cc you can see any problem in my blog.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment