Should I get a Gas Card, or should I just use a separate debit card for fuel purchases?

I want to have a separate account that I can ration money into ( For instance, only $75 per week) to spend on Gas. Does this make more sense to do with a gas card or a separate debit card/checking account?





-Gas Card benefits vs Debit card simplicity


-Gas card savings vs Interest gained from Checking account





Which makes more sense?|||Well, you aren't going to get much interest on a low balance checking account. Most fuel cards give you some sort of rebate on the gas you use so the gas card makes more sense. One of the other tricks out there is these grocery stores that are offering fuel perks. If you buy gift cards to stores that you already shop at and plan ahead, you can get fuel perks on money that your were going to spend anyway.|||The strategy appears to be controlling use of the vehicle(s) by running out of money in your account, likely when you are far from home in the middle of night.





Instead, plan how much driving you can afford, and plan to avoid trips that might take you over that limit. You have to do this at a planning level rather than a run out if I overuse basis.





Because of course when you run out in the middle of the night far away, you are going to use your other card anyway.





Getting family agreement on cutting down on fuel consumption is easy. Getting people to abide by those agreements is what is hard. You have to monitor usage against plan weekly at first, and later on it may go to monthly, it may not.





But dividing your money up into different pockets accomplishes nothing. You have to plan, and work your plan, monitor the plan.





People who budget by dividing money up into different pockets never manage to achieve the objectives.|||I'm not sure what you mean by gas card benefits or savings, if you buy a $75 gas card every week you have $75, not sure how you get benefits of any kind. If you're not talking about buying a gift card, and are talking about a gas credit card that you can charge gas to, you're not really rationing money to it. I would say use a separate debit card, just automatically move money every week and you never have to do anything after you set it up.|||What makes more sense is to discipline yourself . Get one credit card. Charge every purchase you can to that card. Don't buy any more than you can afford to pay. Pay promptly upon receipt of the statement.That makes the most sense. Don't spend what you can't afford.