Monday, December 12, 2011

How to apply for a credit card or debit card?

i wanna know how to apply for a debit card mainly but i dunno how. So can someone give me step by step instructions on how. And which bank is the best to apply with?|||A credit card and a debit card are 2 different things. When a bank gives you a credit card, that means you don't have to have any money in the bank; they are extending credit to you based on your promise to repay what you borrow. A debit card is basically an ATM card with a credit card logo on it that allows it to be used at stores but the money is directly withdrawn out of your checking account. You cannot have a debit card without a checking account.





If you want a debit card, just go to the bank to open a checking account and tell them you want a debit card.





As for which bank to go to, you haven't said where you live so it's difficult to answer that question.





Good luck to you.

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