Sunday, December 4, 2011

Is it bad to use a debit card as a credit card online?

I know it's not good to use a debit card online, but I can also use my debit card just like a credit card, would it still be bad to use it online in that case?|||Debit cards are not the same as credit cards. Unless it's MasterCard, VISA, AmEx, etc, then you can't use a debit card online the same as a credit card.



If the website has all its certificates and there are no security threats, it should be safe to use your debit. I know that many sites have Interac as payment so it should be fine. If the site asks for your PIN number at any time, don't give it to them.|||The reason why they warn to not use your debit card online is that it doesn't have the same protection that a credit card does. With a credit card you can dispute the charge, and won't have to pay on it until the dispute is resolved. whereas, when using a debit card (EVEN if you run it as a credit transaction) the money is immediately taken from your bank account and you will be OUT that money while going through the dispute process if something goes awry.|||its totally fine dude|||I use my debit card online ti order stuff all the time its the same process just make sure its a secure site and you should be fine

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